Disclaimer

NBFC Status

Emm Dee R Finance Limited is a Non-Deposit Taking Non-Banking Financial Company (NBFC-ND), registered with the Reserve Bank of India under registration number N-14.03236. We are authorized to provide lending services but do NOT accept public deposits of any kind.

No Deposit Acceptance

Emm Dee R Finance Limited does not accept, invite, or solicit deposits from the public. If anyone approaches you claiming to accept deposits on behalf of our company, please report it immediately to info@rughwanifinance.com or contact RBI.

Loan Approval

Submission of a loan application does not guarantee approval. All applications are subject to verification, credit assessment, and approval by our underwriting team. We reserve the right to accept or reject any application without providing reasons.

Information Accuracy

While we strive to provide accurate and up-to-date information on our website, we make no warranties or representations regarding the completeness, accuracy, or reliability of any information. Interest rates, fees, and terms are subject to change without prior notice.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.

Limitation of Liability

Emm Dee R Finance Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to the use of our services or website.

Beware of Fraud

Please be cautious of:

• Unsolicited loan offers via phone, email, or SMS
• Requests for upfront fees or deposits for loan processing
• Unauthorized agents claiming to represent our company
• Fake websites or social media profiles

We never ask for advance payments for loan approval. Always verify communications through our official contact channels.

Regulatory Compliance

Emm Dee R Finance Limited operates in accordance with RBI guidelines and applicable laws. Our lending practices comply with the Fair Practices Code and other regulatory requirements.

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